About Michael Duvall Insurance Agency.
Michael Duvall Insurance Agency has been placing coverage from one Yorba Linda office since 1981. The agency is independent, so when you call, a licensed agent here is looking at more than one company on your behalf.
You'll know what's excluded before you sign.
In insurance since 1981Independent agencyCA Lic. 0606906
Who will you be working with?
A licensed agent here, and the same one each time. The agency has placed coverage from one Yorba Linda office since 1981, and handles personal and commercial lines in house.
The agency carries California Property & Casualty and Life & Accident & Health licenses, and the license number of every agent listed here appears below.
The agency was founded in 1981 by a career captive agent, which is where it learned how underwriting actually decides things — from the inside, not from a brochure.
An independent agency looks across several companies for you; a captive one represents a single company. That is the structural difference, and it is the reason the agency made the change.
The working style has not changed. A licensed agent here takes the call, reads what you already have, and tells you what we found in plain English instead of handing you a number.
What you can expect from us
Plain answers, more than one quote, and the exclusions page read out loud — here is what working with us looks like.
Exclusions explained before you sign
As an independent insurance agency we go through what the policy does not cover at quote time. Water backup, ordinance and law, roof settlement language — you will hear about them before the claim, not after.
More than one carrier at your address
We are an independent agency, so a decline from one company is the start of the search rather than the end of it.
A named licensed agent who knows your file
You reach the same licensed agent at renewal and at claim time, not a call center. You should not have to re-explain your house every year.
We know these neighborhoods
Hillside and canyon exposure, older tract housing, HOA condos — the things underwriters ask about here are the things we deal with daily.
The people behind your policy
One office in Yorba Linda, and a named licensed agent on your file. You will get to know the person handling it.
Michael Duvall
AgentCA Lic. 0606906In insurance since 1981. Handles personal lines, life, and health, and reads the exclusions page with you before you sign.
Tony Mercado
AgentCA Lic. 0H52518Handles the commercial side: general liability, workers' compensation, commercial auto, contractor license bonds, and the certificates a general contractor asks for before a job starts.
Noemi Schulman
AgentCA Lic. 0M54067
Joseph Singh
Agent
Straight answers, in their words.
“If you are looking for a "Hands-on Agent" wish incredible integrity and risk evaluation skills, Michael is for sure your go to agency.”
“I am so happy with this insurance agency. I have been working with Tony Mercardo He is so helpful, honest and hand working. Along with a great personality. Everyone there seems in a cheerful mood when I call in. Which is so refreshing. I highly recommend. …”
“I highly recommend Mike. He is an awesome human being.”
Questions about the agency, answered plainly.
Do I pay more going through an agent?+
Who will I actually be talking to?+
What does a free coverage review involve?+
Call and you'll reach a licensed agent here, not a queue.
Send your current declarations page or a notice you received, and a licensed agent here will read it and tell you what it leaves out.
- 1Call or send the form
- 2We read your current policy
- 3You see the options side by side
In insurance since 1981 Independent agency CA Lic. 0606906