Insurance agents in Yorba Linda, on Prospect Avenue.
Our office is at 3910 Prospect Ave, Unit C, in Yorba Linda, and both licensed producers work out of it. We cover ZIP codes 92886 and 92887 and the rest of north Orange County from the same office, across home, auto, business, life, and health.
You'll know what's excluded before you sign.
In insurance since 1981Independent agencyCA Lic. 0606906

Insurance agents in Yorba Linda, on Prospect Avenue.
Our office is at 3910 Prospect Ave, Unit C, in Yorba Linda, and both licensed producers work out of it. We cover ZIP codes 92886 and 92887 and the rest of north Orange County from the same office, across home, auto, business, life, and health.
You'll know what's excluded before you sign.
In insurance since 1981Independent agencyCA Lic. 0606906

Does it matter where in Yorba Linda you are?
Yes. Yorba Linda is a mix: canyon and foothill neighborhoods sit at the wildland interface, and a substantial share of the city is flatter tract housing. Those are two different conversations about the same policy.
In November 2008 the Freeway Complex Fire burned through here. CAL FIRE recorded 314 homes destroyed across Yorba Linda and Anaheim Hills and roughly 40,000 people evacuated. That is local history, and it is why property coverage in this city is a considered decision rather than a form to sign.
So bring the address. What is worth looking at in a hillside file is not what is worth looking at on a flat lot, even a mile apart in the same city.
What We Write in Yorba Linda

Homeowners Insurance
Coverage for the structure, what's inside it, and your liability — quoted with California-admitted carriers.

Auto Insurance
Liability, collision, and uninsured motorist coverage written with California-admitted carriers.

Business Insurance
General liability, property, and the certificates your landlord and your clients ask you for.

Workers' Compensation
Coverage California employers are required to carry once they have employees.

Life & Annuities
Life insurance for the people who depend on your income, plus annuities, disability, and business life.

Health Insurance
Individual and group medical, dental, and vision, including enrollment through Covered California.

Condo Insurance (HO-6)
HO-6 coverage for the part of the unit the HOA master policy leaves to you.

Landlord & Rental Property
Coverage for a property someone else lives in — the building, your liability, and the rent while it is being repaired.

Umbrella Insurance
Extra liability limit that sits above your home and auto policies once theirs run out.

Renters Insurance
Covers your belongings, your liability, and somewhere to stay if the unit becomes unlivable.

Commercial Auto
Coverage for vehicles the business owns, vehicles it borrows, and the certificates your customers ask for.

Professional Liability
Errors and omissions coverage for businesses that give advice or deliver a professional service.
- In insurance since 1981
- Independent agency
- CA Lic. 0606906
Neighbors first. Policies second.
Situations Yorba Linda Homeowners Bring Us
A notice says your policy ends at the renewal date and the carrier will not continue it.
Your carrier told you it will not renew your California policy.
Your address scores as high wildfire risk and carriers decline it or price it as such.
Someone handed you a California FAIR Plan quote and you are not sure what it leaves out.
Your renewal arrived with a higher premium and no explanation of what changed.
Escrow needs proof of insurance before your loan can fund.
Your teenager is about to drive and you need them on the policy.
You are opening a business and need your first policies in place.
You hired your first employee in California and need workers' comp.
You bought a property to rent out and need the right policy on it.
You are moving to California and your policies need to move with you.
Your renewal arrived and you want someone to look at it properly.
Why people move their policies here.
What it's like to have one agency for everything.
You'll know what's excluded before you sign
We go through what the policy does not pay for — water backup, roof settlement, ordinance and law, wildfire smoke limits — while you can still change it. Surprises belong before the claim, not after.
The same two people know your whole file
Home, auto, business — it's all with the same office, and the same two people remember your last call. You never start over with someone new or re-explain your house at renewal.
Choices, explained side by side
We're an independent agency. We put several California-admitted carriers next to each other and show you the differences in writing, so the decision is yours to make.
Straight answers, in their words.
“PLACEHOLDER_ verbatim Kevin Cox review pending. Quote as written, including the typo; trim with an ellipsis if needed.”
“PLACEHOLDER_ verbatim Joni Mckamey review pending (names Tony).”
“One call, every policy in the house, and the same person every time.”
Licensed across California. Local to Orange County.
Anyone in California can call — we quote by phone and email and place policies statewide.
Orange County
- Yorba Linda
- Anaheim Hills
- Placentia
- Brea
- Fullerton
- Anaheim
- Orange
- Villa Park
- La Habra
- Buena Park
- Tustin
- Santa Ana
- Irvine
Los Angeles County
- Whittier
- La Mirada
- Diamond Bar
- Rowland Heights
- Walnut
San Bernardino County
- Chino Hills
Riverside County
- Corona

One local agency for everything you insure.
Your home, your cars, your business, your retirement questions — one agency, one phone number, and someone who already knows your file when you call. Mike Duvall has been in insurance since 1981. We're an independent agency, so we can quote several California-admitted carriers and show you the differences in writing.
- Home, auto, and business in one place
- Independent agency, several carriers
- Exclusions read with you before signing
- Licensed across California
Not sure what you need? Call (714) 777-3939.
Call (714) 777-3939Yorba Linda Insurance — FAQ
Where is your Yorba Linda office?+
Which ZIP codes do you cover in Yorba Linda?+
Does it matter whether my house is up in the canyons or down on the flat?+
Talk to a licensed agent.
Call or send a note and tell us what you need covered. A licensed agent gets back to you — not a queue — with which carriers can write it, what the policy excludes, and what happens next.
Email
Office
3910 Prospect Ave, Unit C, Yorba Linda, CA 92886