Every policy, one agency.
Michael Duvall Insurance Agency writes home, auto, business, workers' compensation, life and annuities, health, condo, and landlord coverage with California-admitted carriers from its Yorba Linda office. One agency handles all of it, so your policies fit together and you never explain your situation twice. We read the exclusions with you before anything is signed.
You'll know what's excluded before you sign.
In insurance since 1981Independent agencyCA Lic. 0606906
Which coverage do you need?
Every line we place, personal and commercial. Tap one to see what it covers — and what it doesn't.
Personal
Homeowners Insurance
Coverage for the structure, what's inside it, and your liability — quoted with California-admitted carriers.
Auto Insurance
Liability, collision, and uninsured motorist coverage written with California-admitted carriers.
Life & Annuities
Life insurance for the people who depend on your income, plus annuities, disability, and business life.
Health Insurance
Individual and group medical, dental, and vision, including enrollment through Covered California.
Condo Insurance (HO-6)
HO-6 coverage for the part of the unit the HOA master policy leaves to you.
Landlord & Rental Property
Coverage for a property someone else lives in — the building, your liability, and the rent while it is being repaired.
Umbrella Insurance
Extra liability limit that sits above your home and auto policies once theirs run out.
Renters Insurance
Covers your belongings, your liability, and somewhere to stay if the unit becomes unlivable.
Commercial
Business Insurance
General liability, property, and the certificates your landlord and your clients ask you for.
Workers' Compensation
Coverage California employers are required to carry once they have employees.
Commercial Auto
Coverage for vehicles the business owns, vehicles it borrows, and the certificates your customers ask for.
Professional Liability
Errors and omissions coverage for businesses that give advice or deliver a professional service.
Not sure which one? Start with what happened.
Pick the situation closest to yours and we'll show you what usually comes next.
Non-renewed
A notice says your policy ends at the renewal date and the carrier will not continue it.
Insurer left California
Your carrier told you it will not renew your California policy.
Wildfire zone
Your address scores as high wildfire risk and carriers decline it or price it as such.
FAIR Plan quote
Someone handed you a California FAIR Plan quote and you are not sure what it leaves out.
Premium went up
Your renewal arrived with a higher premium and no explanation of what changed.
Buying a home
Escrow needs proof of insurance before your loan can fund.
Teen driver
Your teenager is about to drive and you need them on the policy.
Starting a business
You are opening a business and need your first policies in place.
The full list, by line.
Every coverage we write, grouped under the policy it belongs to.
One local agency for everything you insure.
Your home, your cars, your business, your retirement questions — one agency, one phone number, and a licensed agent who already knows your file when you call. Michael Duvall Insurance Agency has been placing coverage since 1981. We're an independent agency, so we can quote several California-admitted carriers and show you the differences in writing.
- Home, auto, and business in one place
- Independent agency, several carriers
- Exclusions read with you before signing
- Licensed across California
Not sure what you need? Call (714) 777-3939.
Call (714) 777-3939Straight answers, in their words.
“If you are looking for a "Hands-on Agent" wish incredible integrity and risk evaluation skills, Michael is for sure your go to agency.”
“I am so happy with this insurance agency. I have been working with Tony Mercardo He is so helpful, honest and hand working. Along with a great personality. Everyone there seems in a cheerful mood when I call in. Which is so refreshing. I highly recommend. …”
“I highly recommend Mike. He is an awesome human being.”
What we can back up.
Independent agency
Choices from more than one company
Since 1981
Placing coverage in California
CA Lic. 0606906
Licensed throughout California
Licensed across California. Local to Orange County.
Anyone in California can call — we quote by phone and email and place policies statewide.
Orange County
- Yorba Linda
- Anaheim Hills
- Placentia
- Brea
- Fullerton
- Anaheim
- Orange
- Villa Park
- La Habra
- Buena Park
- Tustin
- Santa Ana
- Irvine
Los Angeles County
- Whittier
- La Mirada
- Diamond Bar
- Rowland Heights
- Walnut
San Bernardino County
- Chino Hills
Riverside County
- Corona
Coverage questions, answered plainly.
What coverage does Michael Duvall Insurance Agency write?+
I'm not sure which coverage I need. What should I do?+
Do you write policies for my address?+
How does pricing work?+
Not sure which coverage fits? Tell us what you have.
Send your current policy or describe what you need covered, and a licensed agent will explain what it leaves out and place the available options side by side.
- 1Call or send the form
- 2We read your current policy
- 3You see the options side by side
In insurance since 1981 Independent agency CA Lic. 0606906